Resources for financing a high-performance home
We’re rounding up the most up-to-date rebates, discounts, and incentives for households rebuilding after the Marshall Fire. The list is constantly changing and we’ll work to update this website accordingly.
COMPARISON OF HOME PERFORMANCE CERTIFICATIONS AND INCENTIVES
For an overview of the certifications and incentives for high-performance homes please visit the link below. It is arranged by building certification type, increasing performance, comfort, and efficiency from left to right.EEBC and EnergySmart’s Marshall Fire Home Performance Comparison
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Xcel Energy Incentives FAQ
It is a rebate in the form of a check.
Upon completion of the home, the builder, HERS rater, or Consultant should complete the rebate claim form. Additionally, they will provide the documentation to confirm the home meets the requirements for the energy efficient rebate. The customer whose name is on the Xcel Energy account will sign the rebate claim form. Customers, Raters, or builders may submit the claim form; the channels will be defined on the claim form. Once Xcel Energy receives the signed claim form and all supporting documentation, customers can expect payment in approximately 4-6 weeks
You cannot get more than one Marshall Fire Xcel Energy rebate for rebuilding an energy efficient home. For example, a home that meets ENERGY STAR® v3.2, Zero Energy Ready Homes v2, and Phius qualifications will only qualify for the Passive House Xcel Energy rebate. Furthermore, rebates for furnaces, heat pumps, or water heaters from Xcel Energy are out of scope for rebuilt homes.
State of Colorado rebates, grants, or loans are independent of the Xcel Energy rebates and may be eligible to stack on top of the Xcel Energy rebates. Contact the State Energy Office or local experts for additional information
Xcel Energy will not write the check directly to the builder. Rebates will only be issued to the rebate applicant
Homes must be complete and necessary paperwork must be submitted by 12/31/2026. This deadline could be extended
depending on market conditions and the pace of rebuilding.
Yes, provided the performance criteria are met and validated. Builders are also eligible to receive incentives through Xcel Energy’s ENERGY STAR New Homes Program. Program requirements must be met to receive builder incentives. Interested builders should contact Xcel Energy to start enrollment.
No; any customer who lived in a home that was destroyed and moves into a new home built on a lot that had a home that was destroyed, qualifies as a rebuilding customer. New resident incentives apply to any customer who did not live in a destroyed home but move into a new home built on a lot that had a destroyed home on it.
All impacted homeowners who complete the reconstruction of their homes on the same lots and submit for rebates by
12/31/2026 are eligible for the incentive. The homes do not need to be owner occupied to qualify.
For those customers who do not need to rebuild their entire homes, we have a full portfolio of end-use rebates to help cover the cost of installing energy-efficient equipment. There is also a bonus incentive available for those homes in zip codes 80303, 80305, 80020, and 80027 where smoke damage has mandated insulation replacement.
The YouTube video, “Passive House Explained in 90 Seconds” is a good introduction. Customers should reach out to a Passive House certified designer or consultant early in the process. Alternatively, visit the websites of the two certifying organizations: www.phius.org or www.passivehouse.com
Net Zero typically means a home that produces as much energy as it consumes. It is not a requirement for the energy efficiency incentives.
You do not need to directly hire one. HERS raters are often contracted to builders. However, if you are interested in hiring one, HERS raters can be a resource for navigating which builders are interested in the various performance standards and whether they are being met.
It would depend on the scope and scale of how the home failed to achieve the performance threshold. Failure to install required elements to meet the energy efficiency tiers would likely result in a failure to qualify for the incentive. Alternatively, meeting all performance criteria and then not completing the full certification process would qualify for the incentive. Certifying organizations (building departments, HERS raters, or Consultants) should be providing intermittent feedback on whether expectations are being met.
We will be satisfied if the home meets the performance criteria and we receive documentation that certifies its performance. Nevertheless, builders are encouraged to become ENERGY STAR® New Construction partner builders. Customers can find builders who are capable and willing to build to each of the performance tiers on Chapter 4 of Rebuilding Better or the Xcel Energy Marshall Recovery Webpage.
Watch the Builder’s webinar on ENERGY STAR® v3.2 and NextGen
Watch the Builder’s webinar on US DOE ZERH
There are no webinars yet on Phius or PHI. Note that building to these standards requires specialized training and certification. For the time being, interested builders should contact those organizations directly for requirements
Customers are strongly encouraged to submit a registration form around the time of permitting. This documents your intent to build an energy efficient home and notifies Xcel Energy of your expectation to qualify for a rebate when your home is complete.
Upon completion of the home, the premise must have active service in the customer’s name to issue a check.
The required documentation for each performance tier can be found on Xcel’s Ebergy’s full FAQ Document found here. These documents will be completed by your builder, Rater, or Consultant and should be provided to you once your new home is complete. (Note: The list contains documents and references that are unfamiliar to most people who don’t work in residential new construction but they are common knowledge to residential builders, HERS raters, and Consultants).
ENERGY STAR 3.2 is complete. ENERGY STAR confirmed that the current version is the final version even though it must be labeled as a draft until its nationwide release. The submission requirements, until supported by EPA-approved software, will be as follows: Submission of ENERGY STAR Single-Family New Homes National Rater Field Checklist AND ENERGY STAR® v3.1 Qualified, Energy Rating Index (ERI) without PV of no more than 50, UA ≤ 105% of IECC 2021
ENERGY STAR® NextGen requires induction cooktop and electric oven. All other certification levels are indifferent to cooking fuel.
State of Colorado All Electric Incentive FAQ
Yes! The incentive is available for high efficiency electric primary homes or long-term rental units that are built to the 2021 International Energy Conservation Code standards or Boulder County’s BuildSmart standards for unincorporated Boulder County residents.
The incentive pairs well with the ENERGY STAR® NextGen (previously New Certification) but can be paired with any of the Xcel Energy incentives provided all requirements are met.
A process is being developed and this website will be updated once we have more information.
After certification of occupancy and verification by the program administrator a check will be sent.
No, it has to go to the homeowner
Yes, gas fireplaces and plumbed outdoor gas grills are allowed.
It is required to have an all-electric or induction stove. The incentive would allow you to install a natural gas outdoor grill.
No, all electric NEEP cold climate heat pump must be installed at time of build.
All electric NEEP cold climate heat pumps are required to access the incentive.
If the heat pump is not NEEP cold climate certified but meets all of the NEEP certification performance specs, the incentive will be allowed.